Terms and Conditions for Using Loopendo

This page details the terms governing your use of Loopendo’s resume building services, including user responsibilities, platform usage guidelines, and legal disclaimers.

Last updated: [August, 20 – 2025]

Welcome to Loopendo (“we,” “our,” “us”). By accessing or using our website, mobile application, or services (collectively, the “Platform”), you agree to these Terms and Conditions (“Terms”). Please read them carefully before using the Platform. If you do not agree, you must not use Loopendo.

---

1. Eligibility

• You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Platform.
• By creating an account, you represent that the information you provide is accurate and truthful.

---

2. Services

• Loopendo provides a platform that connects freelancers, job seekers, and clients for subscription-based access.
• We do not employ, supervise, or control freelancers, clients, or third parties on the Platform.
• Loopendo is not responsible for the quality, timing, legality, failure to provide, or any other aspect of services exchanged between users.

---

3. Accounts and Security

• You are responsible for maintaining the confidentiality of your account credentials.
• You are responsible for all activities under your account.
• We may suspend or terminate accounts for misuse, fraud, or violation of these Terms.

---

4. Payments

• Subscription fees, charges, and applicable taxes are processed via third-party payment providers (e.g., Stripe, PayPal, Payoneer).
• Loopendo does not store your full payment details.
• All fees are non-refundable except where required by law.
• Users are responsible for any currency conversion fees, bank charges, or payment gateway fees.

---

5. User Responsibilities

• You agree not to use the Platform for unlawful, fraudulent, or harmful activities.
• You must comply with all local, state, federal, and international laws, including but not limited to data protection and employment regulations.
• You agree not to upload harmful code, misuse accounts, or disrupt Platform operations.

---

6. Data Protection & Privacy

• We comply with the General Data Protection Regulation (GDPR) for EU/EEA users and the California Consumer Privacy Act (CCPA) for U.S. users.
• Users have the right to access, correct, or delete their personal data, and to request portability or restrict processing.
• We only collect and process personal data necessary for providing services and in accordance with our Privacy Policy.
• Data may be transferred internationally in compliance with applicable data protection laws.
• By using the Platform, you consent to our data practices.

---

7. Third-Party Services

• Loopendo may integrate with or link to third-party services (e.g., payment processors, hosting providers).
• We are not responsible for the content, reliability, or practices of third parties.

---

8. Intellectual Property

• All trademarks, logos, software, and content provided on the Platform are owned by Loopendo or licensed to us.
• You may not reproduce, distribute, or create derivative works without written permission.

---

9. Disclaimers & Limitation of Liability

• The Platform is provided on an “as is” and “as available” basis without warranties of any kind.
• We disclaim all express or implied warranties, including merchantability, fitness for purpose, accuracy, and non-infringement.
• Loopendo shall not be liable for:
  • Lost profits, revenues, or data.
  • Business interruptions or damages.
  • Errors, service downtime, or technical issues.
  • Any disputes, misconduct, fraud, or damages caused by users.
  • Outcomes of any engagements, employment, or services between freelancers and clients.
• Maximum liability: If liability cannot be excluded by law, Loopendo’s liability shall not exceed the total subscription fees you paid in the last 3 months.

---

10. Indemnification

You agree to defend, indemnify, and hold harmless Loopendo, its officers, employees, contractors, and partners from any claims, damages, losses, liabilities, costs, or expenses arising out of:

• Your use of the Platform.
• Your violation of these Terms.
• Your violation of laws or third-party rights.

---

11. Termination

• We may suspend or terminate your account at any time if you violate these Terms or applicable laws.
• Upon termination, your right to access the Platform immediately ceases.

---

12. Governing Law & Jurisdiction

• These Terms are governed by the laws of the United States of America, specifically the state of Wyoming (where Loopendo is incorporated), without regard to conflict of law principles.
• Any disputes shall be resolved exclusively in state or federal courts located in Wyoming.

---

13. International Use

• Users are responsible for ensuring compliance with local laws when accessing the Platform outside the U.S.
• We do not guarantee that the Platform is appropriate or available in all jurisdictions.

---

14. Changes to Terms

• We may update these Terms from time to time.
• Continued use of the Platform after updates constitutes acceptance of the revised Terms.